The short-term and long-term disability claims process is full of confusing traps.  Many working people rely on short-term and long-term disability insurance to be there for them if they get sick or are injured and cannot work. The private disability insurance claims process is very unique, and a lawyer experienced with private disability policies can make a big difference. When people try to make claims, claims are denied or delayed. Benefits are often terminated after a short period of time for questionable reasons. An attorney can help you navigate this confusing process and make your best case for benefits as quickly and efficiently as possible.

The sooner you engage an attorney, the better off you will be. Many contested disability insurance claims can be resolved within the insurance company’s administrative appeals process if the right arguments are made and the right documents are submitted. If we must bring your case to court, the record is usually limited to the information the insurance company had on the administrative appeal. David has successfully assisted disabled individuals in obtaining or reinstating their long-term disability benefits through the insurer’s appeal process. He has also obtained significant settlements for people forced to bring their cases to court.

David has handled cases in which benefits were denied from the inception of the claim, cases in which benefits were discontinued after several years, and cases in which benefits are paused for questionable reasons. He has handled ERISA disability claims in federal courts throughout Louisiana, as well as private individual disability claims arising under Louisiana law.

Most long-term disability cases are handled on a contingent fee basis, so for most people, no attorney's fees are owed up front. For some higher-earning individuals, it can make sense to pay an attorney by the hour to handle your long-term disability claim, and David is willing to consider hourly fee arrangements as well.